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LSU running back Leonard Fournette is among the top collegiate players set to enter the NFL draft in April. For his career, he's racked up 4,356 yards from scrimmage and scored 41 touchdowns.

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That number isn't likely to change after LSU's New Year's Eve match-up with Louisville, because Fournette is planning to skip the game.

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Fournette isn't alone in sitting out his bowl game. Stanford's Christian McCaffrey, another projected first rounder, is skipping the Sun Bowl against North Carolina.

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For those projected first-round players who do want to play every college snap, they should take a page out of Fournette's book and make sure they're insured. Football is a violent sport and one play could change everything.

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